David Yap

About David Yap

David Yap is the co-founder of Malaysia Housing Loan. He has wide experience in mortgage and financial industry.

Tips For Home Loan Refinancing 2023

Tips For Home Loan Refinancing So, you're wondering if refinancing your home loan is right for you. While, the principles behind refinancing are simple, the usual motivation is to get a better deal in terms of interest-rate fees and overall experience. Perhaps you're looking for more affordable repayment to pay your loan of sooner. [...]

By |2021-12-26T13:56:40+08:00January 11th, 2021|Housing Loan, Latest Article/News, Refinancing|0 Comments

How Much Can I Borrow?

How much can I borrow? This is the most important question to ask before purchasing any house. There is no point of buying a house and your loan is not approve right? The simple way to go about it, is by us helping you to calculate. Just go to our contact us page and fill [...]

Malaysia Budget 2015 Highlights

[vc_row][vc_column][vc_column_text]Income Tax: 1. Income tax rates to be cut by one to three percentage points. Families with monthly income of less than RM4,000 will not have to pay tax 2. Income tax rates to be cut by one to three percentage points 3. Families with monthly income of less than RM4,000 will not have to [...]

By |2015-11-10T21:37:17+08:00October 10th, 2014|Latest Article/News, Malaysia Budget|0 Comments

OPR & BLR Increase 10th July 2014

Bank Negara Malaysia (BNM) have increased the overnight policy rate (OPR) at 3.25% from 3.0% in the monetary policy committee (MPC). This OPR hike may translate to an increase in the pricing of loans for consumers. Banks had started to announce their increase in Base Lending Rate (BLR). Public Bank are one of the banks [...]

By |2016-11-01T10:40:12+08:00July 10th, 2014|Base Lending Rates (BLR), Latest Article/News|0 Comments

5 Reasons Why You Should Consider Buying A House Now

Too many people get stuck waiting for market trends to improve and subsequently pass up potentially fantastic real estate deals. The trick is educating and training yourself on how to spot good deals, and then acting on these deals as soon as the opportunity arises. If you find a piece of prime real estate and [...]

By |2020-08-23T12:15:42+08:00July 8th, 2014|1st Time Home Buyer, Latest Article/News|0 Comments
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