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Question: If seller not appointing any property agent, as a buyer what is the best way to pay the deposit? Answer: Appoint lawyers to collect the deposit. It's better for buyer and seller to appoint their own lawyer, 2 different lawyers. To avoid any issue or conflict of interest and to protect buyer and [...]
Do you know if you're living on a commercial land title, your utility bills will be based on commercial rates? This happens to some of the service apartments, SOHO, SOVO or SOFO in the city. For example, the minimum monthly bill for a residential Syabas bill is RM6, while commercial bills start at RM36. [...]
Today, a customer name Mr. A shares his story with us. Mr. A bought a property from a seller. Seller has misplaced their original SPA. But, the seller has a CTC SPA copy. The property was an old property, under the master title and developer is no longer around. A liquidator company was taking [...]
I think we know by now that the complete process of purchasing a house will take about 3-6 months. That's the average. But, why a purchaser should avoid buying a house during early or end of the year? 1. Too many holidays during that time, e.g., Christmas, new year and Chinese new year, etc... [...]
Coretan Hidup Agent rumah cakap FREEHOLD & LEASEHOLD rumah sama je... Betul ker? Banker cakap rumah leasehold kalo balance lease kurang 40 tahun, susah bank nak bagi pinjaman. Valuer cakap rumah leasehold kalo semakin kurang balance lease period akan menjadi kurang 'menarik'. Value rumah mungkin susah nak naik. Majlis perbandaran cakap jangan lupa memperbaharui [...]
Soal Jawab Pelanggan: Cik A : Saya beli rumah dari pemaju, dah lama dah... Pemaju pun dah bankrap. Rumah tak siap. Tapi bank dah disburse sebahagian duit kepada pemaju. Saya tak bayar pun kat bank. Sekarang dah black list. Perlukah saya membuat bayaran? Jawab: Cik A, andai kata bank telah membuat disbursement kepada pemaju, [...]
Tahukah Anda? Kalau anda membeli rumah dari ejen ataupun menerusi penjual, pastikan anda mendapat dokumen dibawah semasa memberi ejen deposit rumah. Dokumen tersebut adalah agak penting untuk pembeli membuat pinjaman bank. Tanpa dokumen ini, proses kelulusan pinjaman perumahan boleh terbantut. 1. BOOKING RESIT EJEN Selepas memberi deposit, pastikan anda mendapat booking resit dari ejen [...]
1. Ensure you have good credit records and all other payments (if any) are up to date. 2. Keep repayments and service loans timely so as to maintain a clean financial state such as car loan, personal loan, PTPTN loan, etc. 3. On applying for a loan, disclose all financial information required correctly, such [...]
Hari ini Tuan Salkukhairi, Presiden Persatuan Guaman Hartanah Malaysia (HartaGuam) telah berkongsi ilmu hartanah yang berguna dilaman facebook beliau. Marilah kita tengok apa yang dikatakan oleh Tuan Salkukhairi. 1. Ramai pembeli rumah bertanyakan kepada saya, bolehkah mereka membatalkan perjanjian jual beli yang telah ditandatangani dengan pemaju? 2. Antara alasan-alasan yang biasa diberikan oleh pembeli [...]
Bila membuat pembelian rumah, macam-macam yang dijanjikan oleh pemaju. Kadang-kadang tak semuanya yang benar. Bila bank pembeli lambat membuat disbursement, pemaju akan charge penalti lewat bayar. Tetapi, apabila terjadi pada pemaju, banyak yang buat tak tahu sahaja. Oleh itu, coretan yang dibuat oleh Tuan Salkukhairi ini agak manfaat dan berguna kepada kita semua. Saya [...]
