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Di Malaysia kita mempunyai lebih kurang 20 buah bank untuk membuat pinjaman perumahan. Dan salah satu pinjaman perumahan yang popular ialah refinance rumah. Hari ini kita nak bercakap sedikit tentang refinance rumah dengan Bank Rakyat. Ada sesetengah orang memang suka Bank Rakyat sebab kelulusan yang agak fleksible berbanding bank lain. DEBT CONSOLIDATION LOAN Selain [...]
Remortgage rumah merupakan proses mengambil pinjaman rumah baru bagi rumah yang sudah dilunaskan sepenuhnya. Ia merupakan pilihan popular bagi pemilik rumah yang ingin mengakses dana tambahan atau mendapatkan kadar faedah yang lebih baik pada pinjaman rumah mereka. Walau bagaimanapun, bagi golongan pesara atau individu yang lebih tua di Malaysia, mendapatkan pinjaman rumah boleh menjadi [...]
Home loans are one of the most common types of loans most individuals apply to own their homes. Recently, the topic of clean CCRIS has often emerged and become a hot topic of conversation. Is it true that borrowers with clean CCRIS cannot get approval? The answer is Yes and No. There are many [...]
When it comes to buying a home in Malaysia, one of the biggest challenges you'll face is finding the right home loan option. With so many home loan products available, choosing the one that's best for you can be overwhelming. In this article, we'll take a closer look at four popular types of home [...]
MRTA VS MLTA 2023 If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA ) as it's cheaper. Or some will prefer Mortgage Level [...]
Ramai orang tidak faham bacaan dalam CCRIS report especially code pinjaman & status pinjaman . Hari ini saya nak terangkan mengenai status "C" dalam CCRIS report. C' itu adalah status untuk reschedule. Apa yang kita faham dengan 'Reschedule'? Reschedule adalah membuat penjadualan semula pinjaman yang telah sedia ada disebabkan: Yang pertama atas proposal dari [...]
As predicted by many financial economist, Malaysia economy in year 2023 will be facing lots of challenges. With that being said, our property market cannot run away from the slow downturn. However, some people look at this moment as an opportunity to purchase a lower price property. When supply of property higher than demand, [...]
( When buying a house or refinance your home) If you read my earlier article "How Much You Need To Buy A House In Malaysia?", You'll understand that buying a house will cost a lot. Based on the article, you will need about 17% of purchase price to cover all the costs. However, if [...]
Hey, my name is Melissa Lee and I’m here to give you a small glance into our website www.malaysiahousingloan.net. Every week, we put together some of the most talked about issues in the industry, to give you a glimpse into what you need to know as a house owner or as a [...]
Is there a big difference to buy a leasehold and freehold property? The obvious answer is always, Yes! Most times, when a Property Agent or Developer trying to sell a leasehold house to a customer, they will say, " nolah... not much difference. Leasehold and freehold same also.No need to worry, you will not [...]
