Purchase From Agent/Owner

A Comprehensive Guide to Home Loans in Malaysia: Which Option Is Right for You?

When it comes to buying a home in Malaysia, one of the biggest challenges you'll face is finding the right home loan option.  With so many home loan products available, choosing the one that's best for you can be overwhelming. In this article, we'll take a closer look at four popular types of home [...]

Why Buying a Home Makes More Sense Than Renting?

The answer lies in the freedom and control that comes with home ownership.  When you rent a property, you're limited by the landlord's rules and regulations.  Want to make some small renovations or upgrades to your living space? You'll need permission from the landlord, or you are at risk of the landlord forfeiting the [...]

Bolehkah beli dan jual rumah dalam masa tidak sampai setahun?

Jawapan: Boleh. Anda boleh beli rumah dan jual rumah dalam masa tidak setahun. Tiada halangan sebenarnya. Tetapi, dengan berbuat demikian anda mungkin akan dikenakan dua kos tambahan. Biar saya jelaskan. Kos yang pertama : Real Property Gain Tax ( RPGT) ataupun Cukai Keuntungan Harta Tanah (CKHT) Kos yang pertama ialah Real Property Gain [...]

Leceh! NAK PRINT CCRIS REPORT 2023

Ramai yang malas, bila kami menyuruh, " pergi print CCRIS report dulu." Macam-macam alasan diberi seperti, "takde masa" "leceh" "bank kan boleh print" "penting sangat ker?" Sering kali memberi alasan yang kesimpulannya, memang tak nak buat. CCRIS Report memainkan peranan yang amat penting untuk seseorang untuk mendapat kelulusan bank. Sebelum pihak bank meneliti gaji [...]

Mortgage Reducing Term Assurance ( MRTA ) Vs. Mortgage Level Term Assurance (MLTA) 2023 – Which one is better?

MRTA VS MLTA 2023 If you are taking a home loan and considering buying mortgage insurance, which products will you choose? - Mortgage Reducing Term Assurance ( MRTA ) or Mortgage Level Term Assurance (MLTA) Some might say Mortgage Reducing Term Assurance ( MRTA ) as it's cheaper. Or some will prefer Mortgage Level [...]

3 Types Of Property I Will Avoid Buying (For Secondary / Sub sales Market) 2023

Hey guys, Welcome back to the Malaysia Housing Loan channel. My name is Melissa. Today I'm going to share with you three types of property that I usually avoid buying. I know that buying a property can be stressful; it takes a lot of research; it takes a lot of energy and time [...]

3 Types of Property To Be Avoided In 2023

As predicted by many financial economist, Malaysia economy in year 2023 will be facing lots of challenges. With that being said, our property market cannot run away from the slow downturn. However, some people look at this moment as an opportunity to purchase a lower price property. When supply of property higher than demand, [...]

By |2023-04-15T10:00:44+08:00April 1st, 2023|1st Time Home Buyer, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on 3 Types of Property To Be Avoided In 2023

The Difference Between Master title, Individual Title and Strata Title 2023

Are you confuse between Master Title, Individual Title, and Strata Title? Before buying a house, it's essential to know the house is under Master or Individual/Strata title. There will be complication or risk to consider when buying a property that still under Master Title. Master title property will have more risk compared to the [...]

By |2023-04-15T10:04:49+08:00April 1st, 2023|1st Time Home Buyer, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on The Difference Between Master title, Individual Title and Strata Title 2023

3 Reasons why you should choose zero moving cost 2023

( When buying a house or refinance your home) If you read my earlier article "How Much You Need To Buy A House In Malaysia?", You'll understand that buying a house will cost a lot. Based on the article, you will need about 17% of purchase price to cover all the costs. However, if [...]

By |2023-04-15T10:01:15+08:00April 1st, 2023|1st Time Home Buyer, CAMPAIGN, Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Refinancing|Comments Off on 3 Reasons why you should choose zero moving cost 2023

Introducing Malaysiahousingloan.net 2023

Hey, my name is Melissa Lee and I’m here to give you a small glance into our website www.malaysiahousingloan.net. Every week, we put together some of the most talked about issues in the industry, to give you a glimpse into what you need to know as a house owner or as a [...]

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