Housing Loan

Stamp Duty Exemption Malaysia 2023

Stamp Duty Exemption Malaysia 2023 Hi Everyone, this is an official media release from our Finance Minister on the Stamp duty exemption 2023. Hope, this will clarify some issue regard to the stamp duty exemption 2023. If you need further help, please feel free to contact us or if you need a SPA or [...]

By |2023-01-02T13:31:39+08:00January 1st, 2023|Latest Article/News, Housing Loan, Purchase From Agent/Owner, Purchase From Developer, Stamp Duty & Lawyer Fees|Comments Off on Stamp Duty Exemption Malaysia 2023

Do you take MRTA when applying for a home loan?

Normally, people take MRTA when applying for a home loan. And why is that? If you do, I think you should read this post. When a borrower applies for a home loan with the bank, the bank will require the borrower to get an MRTA. In exchange, the borrower will get better interest rates. [...]

4 Things You Need To Know Before Buying House In 2020 ( Must Read!)

4 Things You Need To Know Before Buying House In 2019 ( Must Read!) Hi Everyone, A happy new year and wishing you for a fantastic year! I know, I'm looking forward to that. (chuckles!!) I love 2019! Why? Because the stamp duty exemption in 2019 is fantastic! If you don't know what I'm [...]

By |2021-12-26T17:13:20+08:00July 31st, 2021|1st Time Home Buyer, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer, Stamp Duty & Lawyer Fees|Comments Off on 4 Things You Need To Know Before Buying House In 2020 ( Must Read!)

The difference between CCRIS & CTOS?

The difference between CCRIS and CTOS report is the information provided by both reports. CCRIS report has limited information provided and limited to all the loans provided by the banks in Malaysia. The CTOS report has a more comprehensive range of information that includes all the information in CCRIS, some other telecommunication companies, water [...]

WHICH BANK HOME LOAN IS BEST?

We all want to get the best Home Loan package. And it can be done through a simple understanding of own desires. I love the topic of Home Loan, but let's be honest, it gets overwhelming sometimes. Articles tell us to choose based on interest rates; the lowest the interest rate, the better it [...]

Best Home Loan Rates -OCBC Home Loan Interest Rate 3.00%

Exciting news!! We have The Best Home Loan Rate Malaysia to announce today.We do love when there is a new Home Loan promotion, and we know you will too. OCBC announced a New OCBC Home Loan Promotion. And they have limited quota on this. Currently, the OCBC Home Loan Promotion is one of the [...]

How To Reduce Housing Loan Interest? with OCBC Home Loan

We have a long-time client, and she asked How To Reduce Housing Loan Interest? She has a home loan account with OCBC bank.So, how do you reduce housing loan interest? Well. I'd say there are many ways out there, but before you decide which to use, it's essential to get to know the product itself.In [...]

By |2023-04-03T13:12:36+08:00October 26th, 2019|Bank Interest rates, Home Loan Tips, Housing Loan, Interest rates update, Latest Article/News, News, Purchase From Agent/Owner, Purchase From Developer, Refinancing|Comments Off on How To Reduce Housing Loan Interest? with OCBC Home Loan

Benefit For First Time Home Buyer | Buying 1st home | Malaysia Housing Loan

Benefit For First Time Home Buyer Hey, are you young, just graduate or working for a few years but have that strong urge to buy a new house like your friend David, Mohd or even Siti? Well, if you are exploring of buying that one house so that you can be like your friends [...]

By |2019-12-27T15:59:16+08:00September 3rd, 2019|1st Time Home Buyer, Home Loan Tips, Housing Loan, Latest Article/News, My First Home Scheme, Purchase From Agent/Owner, Purchase From Developer|Comments Off on Benefit For First Time Home Buyer | Buying 1st home | Malaysia Housing Loan

Why Bank Reject Your Home Loan When You Have No Credit Record? (No Loan)

First Time Home Buyer Tips Why Bank Reject Your Home Loan When You Have No Credit Record? (No Loan) Many of us have traditional parents that told us to save money, get married, and buy a house. I know it sounds boring. ( Literally, I was yawning thinking of this) The truth is it's [...]

By |2020-08-24T15:50:04+08:00July 20th, 2019|1st Time Home Buyer, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on Why Bank Reject Your Home Loan When You Have No Credit Record? (No Loan)

How To Get 4.16% Home Loan Interest Rates?

In the last quarter, Bank Negara Malaysia (BNM) reduced the Overnight Rate (OPR) to 3%, and this is good because every bank in town started to reduce their Base Lending Rate (BLR) or Base Rate (BR). And because of this our home loan installment has reduced and we're getting an insanely low home loan [...]

By |2019-06-29T14:11:54+08:00June 24th, 2019|Bank Interest rates, Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer, Refinancing|Comments Off on How To Get 4.16% Home Loan Interest Rates?
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