Housing Loan

What Is The Best Home Loan?

I want the best home loan. I want a cheaper interest rate. I can hear my client saying this all the time. Aren't all of us want that? Ideally, we want a low price with the most high-quality product. The best thing if it FREE. Cost us nothing. Is that even possible? But people [...]

By |2019-06-29T14:12:07+08:00June 24th, 2019|Housing Loan, Home Loan Tips, Latest Article/News|Comments Off on What Is The Best Home Loan?

How To Tackle If Your CCRIS Record Is Too Clean?

Question: Hi melissa, my ccris record is "too clean" so a friend suggest to apply for personal loan (RM25k for 7 years with aeon) my gross salary RM4,500 nett is RM3,900 monthly personal loan RM596 currently applying housing loan RM500k what are my chances? MHL Answer:Hi,I hope "too clean" means you have no loan [...]

By |2019-06-23T16:08:15+08:00June 23rd, 2019|Home Loan Tips, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on How To Tackle If Your CCRIS Record Is Too Clean?

What Happen To Home Loan Interest Rate When OPR Decrease?

I was missing from writing these few weeks because I need to take care of my mom (she just had surgery) and at the same time both of us, my husband and I, we fall sick. So, it's a challenging time for us. But, now I'm back and we do have so much content [...]

By |2019-05-10T19:53:24+08:00May 10th, 2019|Latest Article/News, Housing Loan, Interest rates update|Comments Off on What Happen To Home Loan Interest Rate When OPR Decrease?

Valuation Report

Valuation Report is a report issued by a valuer firm to a bank to confirm the actual market value of a property.A submission of Valuation Report is required for a completed property.A bank requires submission of a valuation report for any property that is completed regardless of buying from a developer, property agent or seller, [...]

How Much Loan Can I Get From My Salary?

Before buying a house, most of us want to know, how much loan can be approved based on our current income. And it's can scary if stepping into the buying process without getting this fact straight. So, today we're going to discuss - How much loan can i get on my salary? If you're [...]

By |2019-04-02T20:01:05+08:00April 2nd, 2019|Housing Loan, Home Loan Tips, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer|Comments Off on How Much Loan Can I Get From My Salary?

Appoint The Same Lawyer For SPA And Loan Agreement

Question: My banker don't allow me to appoint my Sale & Purchase Agreement Lawyer as the Loan Agreement Lawyer. Can they do that? Answer: #HomeBuyingTips First of all, know your rights. Don't let anyone stripe your right when buying a property. 1. You can always appoint your own Sale & Purchase Agreement Lawyer. 2. [...]

By |2019-04-01T21:03:01+08:00March 26th, 2019|Latest Article/News, Home Loan Tips, Housing Loan, Purchase From Agent/Owner, Refinancing, Stamp Duty & Lawyer Fees|Comments Off on Appoint The Same Lawyer For SPA And Loan Agreement

First Time Home Buyer Malaysia 2019 (Must read)

What should you know before buying a house in 2019? Every year, around this time ( end of the year ), you might start to feel a little panicky. Everyone's got an opinion on you, your job, income, marital status (if you're still single, enjoy your life!) and blah blah blah... The typical questions [...]

By |2019-03-25T14:26:23+08:00December 20th, 2018|1st Time Home Buyer, Housing Loan, Latest Article/News, Purchase From Agent/Owner, Purchase From Developer, Stamp Duty & Lawyer Fees|Comments Off on First Time Home Buyer Malaysia 2019 (Must read)

What’s The Best Home Loan Interest Rates?

This week video consists of questions that we commonly received from our client or audience. Hopefully, this video will help you in buying a house or getting a home loan from a bank. Home Loan Tips: Question and Answer 1. One Tip For First Time House Buyers 2. How Much Money Do You [...]

By |2018-07-02T08:37:41+08:00June 21st, 2018|Frequent Ask Questions, Home Loan Tips, Housing Loan, Latest Article/News, MHL Video, Purchase From Agent/Owner|Comments Off on What’s The Best Home Loan Interest Rates?

HOME LOAN INTEREST RATES, WHICH ONE IS YOURS?

Existing home loan interest rates, which one is yours? Less than 4.20% - Wow! You're holding the cheapest interest rates. Less than 4.39% - You have a more competitive home loan interest rate. Less than 4.70% - You have a more reasonable home loan interest rate. Less than 5.00% - Try to explore [...]

By |2018-06-03T17:16:48+08:00June 3rd, 2018|News, Home Loan Tips, Housing Loan, Interest rates update, Latest Home Loan Video|Comments Off on HOME LOAN INTEREST RATES, WHICH ONE IS YOURS?

Tips For Appointing SPA Lawyer – Mistakes You’ll Never Make Again

When purchasing a house in Malaysia, purchaser requires appointing a Sale & Purchase (SPA) Lawyer to represent them. A good SPA lawyer is crucial in this situation because the moment you start buying a house, and if you're not careful, you might fall into a deep hole that orchestrates by the property agent, seller, [...]

By |2018-12-25T14:45:21+08:00May 21st, 2018|Housing Loan, Home Loan Tips, Latest Article/News, My First Home Scheme, Purchase From Agent/Owner, Stamp Duty & Lawyer Fees|Comments Off on Tips For Appointing SPA Lawyer – Mistakes You’ll Never Make Again
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