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1. Beli rumah dulu, baru beli kereta. Sebab loan kereta lebih senang nak lulus dari loan rumah. 2. Kalau ada loan PTPTN pastikan bayaran mengikut jadual. Jangan sesekali tak bayar! 3. Jika ada plan beli rumah, mulakanlah "tabung beli rumah". Target simpanan dalam 16% dari harga rumah. 4. Pastikan juga hutang pinjaman lain bayar [...]
1. Ensure you have good credit records and all other payments (if any) are up to date. 2. Keep repayments and service loans timely so as to maintain a clean financial state such as car loan, personal loan, PTPTN loan, etc. 3. On applying for a loan, disclose all financial information required correctly, such [...]
Everyone love a clean and beautiful house. That's why you can see developers will spend money on their showroom or gallery to impress a new buyer. Even IKEA is adopting the concept of a clean and beautiful house, which make you want to buy their sofa, TV cabinet, beds, wardrobe and lots more. People [...]
Hari ini Tuan Salkukhairi, Presiden Persatuan Guaman Hartanah Malaysia (HartaGuam) telah berkongsi ilmu hartanah yang berguna dilaman facebook beliau. Marilah kita tengok apa yang dikatakan oleh Tuan Salkukhairi. 1. Ramai pembeli rumah bertanyakan kepada saya, bolehkah mereka membatalkan perjanjian jual beli yang telah ditandatangani dengan pemaju? 2. Antara alasan-alasan yang biasa diberikan oleh pembeli [...]
Nuggets Of Knowledge Summary : This was advice shared by Perdana ParkCity Sdn Bhd former CEO Lee Liam Chye. Perdana ParkCity is the developer of the award-winning township near Kepong, Kuala Lumpur. 1.Especially in townships like Desa ParkCity, the situation where one can 'buy low sell high' is over. Buyers should aim for buy [...]
When I first joined a bank in year 2002/2003, many banks are offering fixed rate for a whole tenure. Mostly under Islamic loan package Bai Bithamin Ajil (BBA) concept with around 7% and above fixed interest rate. So at that time, Malaysia just recovered from a recession in 1997/1998. People scared their interest rate will [...]
May your home light up with the joy of Deepavali. Happy Deepavali! - www.malaysiahousingloan.net
Before a developer launch a new project, a developer will look for a bunch of banks to finance their project. If a developer is well establishing, a bank will approach to provide financing to the potential buyer. Bank will evaluate the project, developer ( CTOS & CCRIS check on the directors) and market value of [...]
Firstly buying a home is a huge decision to make, so if you decided to move forward and own that house that you've been dreaming for years. Then, you have to get ready financially or get ready the money. Oh boy, let me tell you, buying a house in Malaysia will involve lots of money, [...]
Nowadays, owning and buying a house consider a privilege to anyone who capable of doing so. As property market become challenging ahead, you want to be diligent and meticulous, when buying a new home. Especially, buying directly from the developer or buying from estate agent or seller. Buying From Developer As property market become tight, [...]
