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Tips For Home Loan Refinancing So, you're wondering if refinancing your home loan is right for you. While, the principles behind refinancing are simple, the usual motivation is to get a better deal in terms of interest-rate fees and overall experience. Perhaps you're looking for more affordable repayment to pay your loan of sooner. [...]
Hey guys, It’s been a while since i been talking to you guys. And I feel like I should do some post here to update on recent property market woes and what happening recently. As you know, bank Negara still maintain OPR (Over Night Policy rate), its mean our BLR still remain the same. [...]
Refinancing simply refers to the process of changing from one bank home loan to another. If you've had your home loan/financing for a number of years, such as 5 years or more, you may be a prime candidate for refinancing. Before choosing to refinance, it is important for home owners to understand and read [...]
The schedule below as a reference of stamp duty and legal fees when purchasing a house. Sale And Purchase Agreement Legal Fees Professional Legal Fees: For The First RM500,000.00 - 1.0% (Subject to a minimum fee of RM500.00) For The Next RM500,000.00 - 0.80% For The Next RM2,000,000.00 - 0.70% For The Next RM2,000,000.00 [...]
1) Penalty Fees or Any Processing Fees Imposed By Existing Bank Before proceed for refinancing, we always advice our customer to check for penalty charges and any processing fees imposed by existing bank. Whether is your loan still within bonding period? If it’s still bonding period, customer should make decision whether to proceed or [...]
To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it [...]
Zero Moving Cost Home Loan Malaysia 2023 is a home loan package where the bank absorbs all the moving costs. The moving cost included legal fees, stamp duty, disbursement fees, and valuation fees. Zero Moving Cost Home Loan Malaysia is one of the available home loan packages, other than the Finance Entry Cost and Non-Finance [...]
If you always ask yourself, I have a house and How To Refinance My House Malaysia? Then this article is for you. MalaysiaHousingLoan.net is a platform where we share knowledge about Refinance House Malaysia 2023. When you reach certain stages in your life, and that can be at any stages, maybe when you get [...]
Soalan Saya baru dapat kunci rumah bulan 11/19 boleh ke nak refinance? Jawapan Hi, terima kasih atas soalan tuan. Setelah mendapat kunci rumah, tuan boleh refinance rumah. Tetapi, saya cadangkan tuan untuk memastikan samaada tuan sesuai atau tidak untuk refinance rumah. SEMAK DULU MARKET VALUE Dari soalan tuan, tuan baru sahaja mendapat [...]
Ramai juga yang tanya samaada boleh ker mereka refinance rumah untuk melangsaikan hutang kereta. Sebelum Melissa menjawap soalan itu, Melissa nak bercakap sedikit mengenai Flat Rate dan Effective Rate. Masih ramai yang tidak dapat membezakan kedua-duanya. Apakah Flat Rate? Flat Rate adalah pengiraan kadar faedah berdasarkan harga pinjaman asal. Kadar faedah Flat Rate [...]
