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To get an approval from bank, you first must understand the bank’s standard approval criteria. Generally, bank will look at following criteria. 1) Borrower employment background Bank will prefer if customer working in Multi National Company (MNC) and working for more than 2 years. It’s show stability in employment and income. However, it [...]
As predicted by many financial economist, Malaysia economy in year 2023 will be facing lots of challenges. With that being said, our property market cannot run away from the slow downturn. However, some people look at this moment as an opportunity to purchase a lower price property. When supply of property higher than demand, [...]
( When buying a house or refinance your home) If you read my earlier article "How Much You Need To Buy A House In Malaysia?", You'll understand that buying a house will cost a lot. Based on the article, you will need about 17% of purchase price to cover all the costs. However, if [...]
Hey, my name is Melissa Lee and I’m here to give you a small glance into our website www.malaysiahousingloan.net. Every week, we put together some of the most talked about issues in the industry, to give you a glimpse into what you need to know as a house owner or as a [...]
Is there a big difference to buy a leasehold and freehold property? The obvious answer is always, Yes! Most times, when a Property Agent or Developer trying to sell a leasehold house to a customer, they will say, " nolah... not much difference. Leasehold and freehold same also.No need to worry, you will not [...]
Hey guys, welcome back to MalaysiaHousingLoan. I'm Melissa. So, today we are going to talk about 6 PROPERTIES YOU SHOULD AVOID BUYING. Buying the right house is so crucial that you do not want to buy a wrong house, regardless it is for investment or own stay, you deserve to have the best [...]
How much can I afford? This depends on your income and other financial obligations. As a rule of thumb, most house buyers buy houses that cost 1.5 and 2.5 times their annual income. For example a house buyer earning RM40,000 a year would buy a house between RM60,000 and RM100,000. Furthermore, the monthly loan [...]
Hey guys, Today, MHL stumbled upon a wonderful website that provides the estimation of your current property value. And I think you are going to like it! If you are wondering how much your property value is or you decided to buy a house and not sure whether the property is worth as [...]
Perkara yang wajib anda tahu sebelum membeli rumah pada tahun 2023 adalah kos duti setem rumah 2023. Hartanah adalah satu pelaburan besar yang melibatkan pelbagai proses, maka amat penting untuk anda membuat pilihan yang tepat ketika membeli rumah anda. Pembelian hartanah juga melibatkan pelbagai kos dan salah satu kos ialah kos duti setem rumah. [...]
If buying a new home is on your mind this year, it is critical to understand the property stamp duty and how you can get a stamp duty exemption, especially for a first-time house buyer Stamp Duty To Purchase A Property PROPERTY PRICE RATES For the first RM100,000 1.0% From RM100,001 to RM500,000 [...]
