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Hari ini Tuan Salkukhairi, Presiden Persatuan Guaman Hartanah Malaysia (HartaGuam) telah berkongsi ilmu hartanah yang berguna dilaman facebook beliau. Marilah kita tengok apa yang dikatakan oleh Tuan Salkukhairi. 1. Ramai pembeli rumah bertanyakan kepada saya, bolehkah mereka membatalkan perjanjian jual beli yang telah ditandatangani dengan pemaju? 2. Antara alasan-alasan yang biasa diberikan oleh pembeli [...]
Nuggets Of Knowledge Summary : This was advice shared by Perdana ParkCity Sdn Bhd former CEO Lee Liam Chye. Perdana ParkCity is the developer of the award-winning township near Kepong, Kuala Lumpur. 1.Especially in townships like Desa ParkCity, the situation where one can 'buy low sell high' is over. Buyers should aim for buy [...]
When I first joined a bank in year 2002/2003, many banks are offering fixed rate for a whole tenure. Mostly under Islamic loan package Bai Bithamin Ajil (BBA) concept with around 7% and above fixed interest rate. So at that time, Malaysia just recovered from a recession in 1997/1998. People scared their interest rate will [...]
Before a developer launch a new project, a developer will look for a bunch of banks to finance their project. If a developer is well establishing, a bank will approach to provide financing to the potential buyer. Bank will evaluate the project, developer ( CTOS & CCRIS check on the directors) and market value of [...]
Firstly buying a home is a huge decision to make, so if you decided to move forward and own that house that you've been dreaming for years. Then, you have to get ready financially or get ready the money. Oh boy, let me tell you, buying a house in Malaysia will involve lots of money, [...]
Nowadays, owning and buying a house consider a privilege to anyone who capable of doing so. As property market become challenging ahead, you want to be diligent and meticulous, when buying a new home. Especially, buying directly from the developer or buying from estate agent or seller. Buying From Developer As property market become tight, [...]
1. Build around 10,000 houses in urban areas for rental to eligible youths with permanent jobs, including young graduates entering labor market for a maximum period of 5 years. 2.The rate of stamp duty on property transfers worth more than RM1 million, will be increased from 3% to 4% but effective only [...]
Budget 2017 went smoothly on 21st October 2016, Friday. The announcement made by our Prime Minister Datuk Seri Najib Razak at Parliament showed that Budget 2017 still very rakyat-friendly budget, which is good for most of us. There was a long list of incentives from Budget 2017, but today we're going to look at the [...]
Remember that the interest rate on mortgages fluctuates. After a few years, you can always ask for a revised from your existing bank. Currently, it is about 4.30% to 4.50% p.a. Some house buyers who are not mindful of the current rate may be paying a mortgage interest rate of BLR + 0% or [...]
1. Adakah terdapat amaun minimun yang terhutang oleh seseorang individu untuk menjadikannya bankrap? Ya, pihak pemiutang boleh memfailkan tindakan kebanarapn terhadap anda sekiranya keberhutangan lebih daripada RM30,000.00 2. Apakah kelayakan yang hilang bagi seorang bankrap? Apabila pengadilan/penghakiman dijatuhkan, bankrap adalah hilang kelayakan daripada: (a) Memegang jawatan sebagai Ahli Parlimen; (b) Memegang jawatan sebagai penjawat awam [...]
